Tue, 9 July 2013
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Government benefits. The government is in the insurance game and in QuotesChimp in a big way. Medicare is a health insurance program mostly limited to those age 65 and over. Social Security, among other benefits, provides a form of income insurance (somewhat akin to an annuity) that guarantees a basic level of benefits in return for payments (taxes) paid during working years. Some government entities sell insurance. Others help pay for the cost of insurance that would otherwise be unavailable or cost prohib�itive. Parts 6 and 7 will describe many of these government plans and benefits in detail.
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QuotesChimp could be forced to pay the difference out of your own pocket if the injured person (or his or her lawyer) decides to pursue you in court. Under a single-limit policy, however, you would have less to worry about because your insurance would be more pro�ductive. Most of your liability coverage could be applied to the seriously injured party, $300,000 in our example, which the victim might be willing to accept as payment in full. At the very least, the amount you could be forced to take out of your own wallet would be significantly less than under the split-limit format.
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